I hope pinas does have the same rules for their mastercard or any credit cards. If it was an unauthorized transaction, she just needs to file it as a fraud and her bank will need to issue her a new card with new numbers
I had the same issue. Mastercard when i was in Mexico. Nde ako aware na bawal pala mag withdraw ng cash dun sa specific na atm na yun. Nde nga ako nag withdraw nag check lang ako if pumasok na yun sahod ko. Omg after a day nilimos lahat nun remaining balance ko pati un sahod ko na dumating. Nakaka panghina talaga. Pero good thing sa US they just asked me to provide all the documents like letter of explanation,un history ng transcation (which is sa Manchester) ayun after 1 month bumalik naman un lahat ng nawala at binago un card ko.
I've encountered online fraud with my BDO credit cards (used to purchase games, which I do not play) and I must say they have excellent customer service when it comes to disputes. Especially if you are a cardholder in good standing they reverse it right away and just say that they will conclude and close the investigation after 90 days and if claim is found to be valid then the transaction is permanently reversed.
Hopefully same ang policy ng Pinas sa international cards. We've had similar experiences ng sister at friend ko regarding an Airline Co. na nakaka hack ata ang 3rd party na partner nila. They were able to charge $1k sa Chase ko and were trying to charge $700 more pero Chase sent me a fraudulent trans. warning. That was when I found out about sabcurrent transactions na ginawa and lahat yun European companies ang nag charge. Sister ko ganon din s Argentina naman nabawas ang charge. Good thing 1 call lang sa Chase and they were able to reverse the transactions. Sana sa Pinas ganoon din kadali
Gusto lang magyabang ni 11:44 kaya pag bigyan na natin. 😂 Ito yung mga taong naka angat lang ng onti sa buhay ay feeling super rich na. 😂 $1M USD nga is not enough to retire kaya kung di mo pa na reach yun ay wag ka muna magyabang. 😉
Madam/Sir 1144 yaman nyo po! Hire me naman! On an average para may $11K a month ka.. hourly payrate mo is around $68-70. at shempre hindi naman maliit sayo yan kung $11k a month lang sweldo mo.. kaya HIRE ME!! para kakampihan kita dito sa FP.
I am surprised na meron magsasabi na “it is just $11K”, dito sa North America kahit maraming pera they give value kahit sa small amounts. Minsan pag duplicate ang charge sa taxi kahit $20 they will really make sure to get it back and settle the same day. Feeling Blessed talaga ibang Pilipino balewala lang ang half million
mababalik yan, basta nag report ka agad, ako may nag charged sa card ko ng 6k+usd. taga texas, sa isang salon, nag notify sa phone ko, buti gising pa ako.
1144 ok ka lang? Kung ginastos mo dapat bayaran mo, responsibilidad mo yan pero kung wala kang transaction and you're being charged a hefty amount of US$11,000 - e di wow, ikaw na magbayad... yayamanin lang!!!
True! Madaming ganyan sa BDO i am a victim p671,970 ALL PHIL transactions kahit meron akong travel advisory going to US on a specific dates meron nag transact dito sa Phils same time I am using my card in the US ayaw i-reverse ng BDO until now sending me calls, texts, emails collecting kahit lahat ng proofs of FRAUD binigay na dumaan na thru BSP wala pa rin ganid ang BDO! Ayaw aminin there is a problem with their system mayabang sila! ALL TRANSACTIONS PHYSICALLY DONE AT ALL S* ESTABLISHMENTS and 3 iphones purchased at S****** V***** WITHOUT ASKING FOR PROOF OF IDENTIFICATION considering the huge amount of transaction being made which is almost p300,000, H******** transactions of more than p70t, 90t, 100t lahat lumusot NO OTP, NO SMS ALERT, NO EMAIL ALERT RECEIVED? TOO MANY RED FLAGS !! YET STILL NO REVERSAL!! BEWARE ALL BDO CARD HOLDERS THIS IS REAL!!
2:16PM I'm sorry to hear this. Ganyan pala BDO. I've been with C******* for more than 20 years amd never akong na hack kaya kahit mababa exchange rate and marami pang mas appealing na CCs, dito pa rin ako. Nanakawan na din ako ng wallet with my CC pero napa block ko agad in minutes card ko kahit nasa abroad ako kaya wala din lumusot na transaction. Yung dad ko nagka fraudulent transaction sa C******* card nya but madali naman na reverse. Iba pa rin yung peace of mind sa banko mo. Actually kasalanan ng bank yan kung na breach at mahina security measures nila. Wag mong bayaran yang pinapabayad sayo.
huh? ang OA naman. eh di i-dispute mo, madali lang mag dispute lalo na kung obvious na fraud ung transaction. and kung ayaw i-dispute ng bank, eh di wag mo bayaran.
Pano naman po credit score niya? Hindi po OA ang 11k dollars na babayaran monna hindi naman ikaw gumasta, at habamg under investigation yan, malamang hindi niya magagamit card niya, tingin po namin di OA yun. Huwag sana sayo mangyari yan tapos sabihan ka din ng OA
Was her account hacked or did someone she know use her card? BDO is just as bad as H*** in handling fraudulent transactions, tapos pag i-dispute mo ayaw naman tanggapin even tho the charges were made abroad at nasa Pinas ka that time. Same thing happened to my sibling too, pinagbayad talaga sya.
Wala talaga. Our security and fraud systems in the PI are in the toilet. Di katulad dito sa u.s na tatawagan ka if some suspicious activities are detected sa credit card mo. They automatically cancel the transaction and replace your credit card.. i feel like the banks in the pi are taking advantage din because we don't have.a strict regulations on security and fraud. It's pathetic
so true. kaya ako i got rid of all my credit cards the moment they were hacked. pandemic pa non ha! tapos i couldnt get myself to use new ones traumatized ako. imagine pandemic takot tayo start pa lang may lockdowns tapos cc kailangan kong ayusin. di nalang ako nagcc now. cash or gcash nalang. ayun nakakatipod ako less shopping. di na din ako lumalabas kasi nga aam ko mahirapan lang ako mag cash transactoons. sobra na yung distrust ko sa companies n g credit cards. lalo na may nababasa akong mga nascam.
12:20 yon lang ganda dito sa US isang tawag mo lang ayos na agad. Ilang beses na yan nangyari sa akin di naman malaking amount sa a*****. A***** and c*** both refunded me don then cancelled na card and may replacement agad within 2 days. Isang tawag lang ayos agad. And c*** would call me pag mahigit $1k ang transaction to be safe.
Call the bank Carla at pa dispute mo. This happened to me twice na and last week lang ang last sa M****bank. Halos umabot nang 200K at 4 pa na merchants. Gladly, na dispute naman. Baka sa hotel sa Boracay ako na hack? Na swipe kasi CC ko sa hotel and outdated ang security nila sa internet
Naku, naglipana talaga mga cybercriminals esp. ngayon magpapasko. Ako naman my card was used for an FB puchase just a few days ago. E wala nga akong FB account. Pagkagising ko may text na nagamit CC ko for almost 10k kaya I immediately called my bank to report it. The bank blocked my card.
It can be void if proven that it wasn't her who spent the amount but if she can’t prove then she have to pay for it.. It is not that easy to void credit cards.. ang galing namn ng iba dito maka comment na i dispute that easy?. I work for mastercard btw..
12:22 please enlighten those making comments about the "bulok" banking system here in our country. I am just curious of they are already in the US, but they still join in this website and make such comments.
Credit card company rin ako sa US work. Sa bank namin sign ka nga lang sa online banking at dispute mo yung charge don then submit. Then we will investigate. Sadly behind ang Philippines sa ganyan.
Hindi ba dapat nasa bank yung burden to prove that she made the transaction? I live in the Philippines and I have fortunately not have had something like this happen to me. Pero if it does, and they're still making me pay, why should I?
Etong iba dito, sya pa talaga ang OA? Fyi hindi madaling mag pa dispute at abala pa rin yan on her end. I know someone na hindi pa din na ggrant yung dispute na 500k unauthorized charge sa BDO nya
ako yung nag comment ng OA sa taas. OA naman talaga, nabasa mo ba yung follow up tweets nya na "losing hope" and "heartbreaking". apaka OA akala mo naman hindi madidispute
I don't know what's madali pag naaabala. ako nun unauthorized ko 500 pesos pero natakot pa rin ako kasi wala naman akong paypal that time. imagine the anxiety hindi lang dahil pera yun at hindi mo magagamit ang card mo for a certain time kasi kelangan palitan yan. regardless of the amount, nakakatakot yung thought na may mga unauthorized access sa card mo. mabuti nga yung huli di nag-push thru pero hassle pa rin kasi I needed to change my card pa rin para hindi na tlga siya ma-access ng fraudster at all. parehong BDO yan.
@1.14AM Sana ma-scam ka rin ng same amount at mahirapang idispute sa bank mo. Yun nga lang, aabot ba credit line mo sa amt na yan? Sus, feeling mayaman!
Maghirap magdispute dito kahit obvious na hindi ikaw ang nagcharge, ginagawa kang tanga ng mga bangko. Makes me wonder if it's not one big fishy modus by them because there was a time na maraming hacked accounts but one certain bank did not grant a lot of disputes.
Yeah. I'm still not paying. Anong gagawin nila sakin, kakasuhan? Sa kanila burden of proof. Fault na na bank yun kung weak yung security measures nila. I can easily get another card.
Tingin ko di nama siya shunga para di niya yan maitawag sa bdo bago siya nagpost. Kaya nga losing hope. Baka gumawa na siya ng way and provided evidence but knowing banks here ending pagbabayarin ka lang
When someone robs me, I immediately post it on social media so that it gets taken care of :) :) :) And when I have a medical emergency, soc med is the place to be :D :D :D
Si arci munoz din may vlog ata or post sa IG na during her flight sa Korea sa business class may nagnakaw ng credit card nya and nagulat nalang sya may gumamit sa Vietnam ng card nya
Minsan kasi even if you dispute they will still charge you. Sa husband ko may na reverse sila but they were still making him pay yung ibang fraudulent transaction. Sabi ko wag nya bayaran and threaten to let go of the card na. Ayun, i rreverae din pala 🙄
If magaaply kayo for banking cards/debit card/credit card make sure to sign up for alert notifications. If your bank allows for a maximum transaction limit notification do that too since that’s extra protection for you as well. So if you set a 500 limit for a single transaction kung May gumamit ng card mo for 550, the bank will notify you first and get approval before the transaction goes thru.
As a Banker, customers have 0 liability sa any fraud transactions. They can either pay it and once the investigation is done then the bank can just refund the payment or they can just disregard the amount and not pay it. Yung mga banks takot sa BSP yan, report it to them if unresolved ng more than 6 months. Plus, artista ka so I am sure mas mabilis resolution ng sayo.
Madami na talagang scammers sa mundo lalo na with the digital age. I am based sa US and once in a while I would get text messages that “my bank account is frozen because of suspicious activities” and these text messages will look like a text sent by an actual bank. In cases like these NEVER click the website link or call the number listed sa text message. Instead call the number listed sa likod ng mismong banking card mo or call your bank directly to verify. Don’t wait hours or days to do this. Call right away. Kahit alam niyo na scam it’s good to notify your bank immediately that way May record sila of you calling them.
This is BDO’s fault. They should contact the person first to verify if that is really her that wants the money not someone else. Get a lawyer if ayaw pakabog ng BDO. Im from US and if i have an expensive transaction the bank contacts me first before pursuing the needed money.
Maski bilyonaryo besh hindi magbabayad ng ganyan kalaking gastos na hindi nman nila ginawa. Kita mo yung donation kuno ni The Rock at Oprah na galing nman pala sa mga magdodonate sa Hawaii? Not even a dollar. 😂
What if her concern is that someone she trusts used her card and di na nya mahabol? Or what if valid yung pinagamit nya yung card say for medical expenses pero unexpected na aabot sa ganung amount? Or if she doesn't have the capacity to shell out that much money, wala naman ata siyang projects lately? If fraud ito, cinall out na nya yung bank e.
I encountered a similar situation with BDO Visa. The transaction occurred in another country, and despite the lack of explanation during the investigation due to confidentiality, I suspected the issue lay with them. As long as you can prove your innocence, the charged amount won't be held against you. However, following that incident, I decided to cut both my Visa and Mastercard with BDO. Buset sila.
It happened to me I called the bank right away they cancelled my card and issue a new one. They investigated it wasn’t my purchased and it was used in another country that I haven’t been to. After 2 months they cancelled that amount in my card.
Madaling ma-hack lahat ng banko. Tanungin mo W**** F****. Kaya importante na ngayon ang cybersecuity na profession. Also for every one unfortunate situation like this with Carla Abellana, there were a thousand more where BDO successfully blocked these scammers.
How ignorant to say that "wala pa yan 1M". That is more than half a million if we use the fx conversion of 56 to 1 dollar. Anyone saying "wala pa yan 1M" likely has not owned a credit card or is mired in debt.
Useful ang credit card pero I gave up mine due to rampant theft identity. Naaawa ako kay Carla. May mga paraan para ma-resolba agad. Wishing you well, Carla.
This is the reason why never ako kumuha ng credit card sa Pinas before kasi medyo mahirap i dispute pag ngka ganito. Unlike dito sa states na ang dali lng i dispute. May feature na sa app iyong pag dispute.
OT dios mio nakakatakot na din GC ngayon nakalink na mismo sa mga banks! pwede na dun mismo sa GC magwithdraw sa mga bank accnts! i really dont feel safe and why did rhe banks allowed this kind of set up??? hindi safe and secured! dali mahack ng GC at manakawan ka lang ng phone meron akana access sa GC nila dahil isesend nalang code eh pwede na mawithdraw money mo sa bank through GC! kaloka!
Eh di ikaw na ang nasa abroad. 🙄Common sense naman na nasa 3rd world country tayo, some banks here sakit sa ulo mag dispute at pilitin ka talaga magbayad.
This happened to by BDO MC too a few weeks ago. I called BDO right away and they reversed it naman but that’s around 60k lang so idk if mas malaking amount, mas matagal process ng reversal.
If Carla was scammed, I hope she reported it to the bank before posting about it online. If she was not and she knows how such amount was charged to her cc, then better confront the culprit directly.
Di ko sure ano point ng posting na yan. She could have said what she had done - like file a dispute - para mainform nng tama ang mga followers nya.
Para din mawarningan nya ang ibang tao on what to watch out for. Sometimes talaga, celebrities do not use their platforms very well.
Also, filing a dispute would allow the bank people to do their job. If post ka lang ng ganyan, you are not really helping yourself or anyone for that matter.
Although, I feel sorry for her. Stressful as it is, dagdag mo pa ung loss of money tapos babayaran mo pa, it is like losing 2x.
Sensationalized post. Nag-assume halos lahat na scam ito pero nabanggit nya ba kung scam charges yun $11k? Kung hinde, goodluck I hope she can find more work or kumita ng mas marami ang mga social media posts nya.
Not sure if same sa US but I am assuming same rules since its Mastercard, you can file it as fraud and its $0 liability.
ReplyDeleteI hope pinas does have the same rules for their mastercard or any credit cards. If it was an unauthorized transaction, she just needs to file it as a fraud and her bank will need to issue her a new card with new numbers
DeleteExactly!
DeleteI had the same issue. Mastercard when i was in Mexico. Nde ako aware na bawal pala mag withdraw ng cash dun sa specific na atm na yun. Nde nga ako nag withdraw nag check lang ako if pumasok na yun sahod ko. Omg after a day nilimos lahat nun remaining balance ko pati un sahod ko na dumating. Nakaka panghina talaga. Pero good thing sa US they just asked me to provide all the documents like letter of explanation,un history ng transcation (which is sa Manchester) ayun after 1 month bumalik naman un lahat ng nawala at binago un card ko.
DeleteI've encountered online fraud with my BDO credit cards (used to purchase games, which I do not play) and I must say they have excellent customer service when it comes to disputes. Especially if you are a cardholder in good standing they reverse it right away and just say that they will conclude and close the investigation after 90 days and if claim is found to be valid then the transaction is permanently reversed.
DeleteHopefully same ang policy ng Pinas sa international cards. We've had similar experiences ng sister at friend ko regarding an Airline Co. na nakaka hack ata ang 3rd party na partner nila. They were able to charge $1k sa Chase ko and were trying to charge $700 more pero Chase sent me a fraudulent trans. warning. That was when I found out about sabcurrent transactions na ginawa and lahat yun European companies ang nag charge. Sister ko ganon din s Argentina naman nabawas ang charge. Good thing 1 call lang sa Chase and they were able to reverse the transactions. Sana sa Pinas ganoon din kadali
DeleteKalma teh. 11k dollars wala pang isang milyon yan jusqo.
ReplyDeleteWow!
DeleteT*nga ka ba? That’s still a lot of money. BAYARAN mo if wala lang yan. Dami mong kuda
DeleteSang planeta ka galing teh, sinong tao kakalma after being robbed or scammed? Smh
DeleteTypical Pinoy na pobre pero feeling mayaman c 1144. Sya nga na mayaman namoblema sa ganyang amount.
DeleteTalaga ba sabi ng nagtype ng jusQO
DeleteGusto lang magyabang ni 11:44 kaya pag bigyan na natin. 😂 Ito yung mga taong naka angat lang ng onti sa buhay ay feeling super rich na. 😂 $1M USD nga is not enough to retire kaya kung di mo pa na reach yun ay wag ka muna magyabang. 😉
DeleteTrot i agree @11:44
DeleteThat’s already 1 month of work! Blood and sweat pumunta jan! Super rich ka cguro that it doesn’t bother you!
DeleteAkala nya cguro in peso lang lol
Delete12:29 Hahaha true!! Baka nga $11 wala yan!!!
DeleteTama kung wala lng yan sayo ikaw magbayad 11:44
DeleteAyyy shunga. Kahit piso yan the mere fact na hindi siya ang gumamit eh hindi ka makakakalma
DeleteTaray yaman ni 11:44. Sige nga bigyan mo si Carla ng $11k. Total bida bida ka naman.
DeleteShe was scammed big time before, traumatic experience na’to. Also, I know, clout chaser ka lang.
DeleteWow..... $10 na wrong charge sa credit card nag puputok na buchi ko.. $11k pa kaya!
Delete11k is a lot of money!
Taray, bigyan mo ng Php600k, $11k equivalence.
Delete11:44 - kalma, 11k dollars lang daw kasi
Delete1:10 - that's 1 month of work daw
1:35 AM Lol, this!
DeleteAy wow! Coming from a jejemon! Lol!
Delete11:44, kahit may pera 'ko, bakit 'ko naman babayaran kung hindi ko ginastos? Alam mo kung ano ang walang bayad? Commonsense.
DeleteMadam/Sir 1144 yaman nyo po! Hire me naman! On an average para may $11K a month ka.. hourly payrate mo is around $68-70. at shempre hindi naman maliit sayo yan kung $11k a month lang sweldo mo.. kaya HIRE ME!! para kakampihan kita dito sa FP.
DeleteI am surprised na meron magsasabi na “it is just $11K”, dito sa North America kahit maraming pera they give value kahit sa small amounts. Minsan pag duplicate ang charge sa taxi kahit $20 they will really make sure to get it back and settle the same day. Feeling Blessed talaga ibang Pilipino balewala lang ang half million
Deletemababalik yan, basta nag report ka agad, ako may nag charged sa card ko ng 6k+usd. taga texas, sa isang salon, nag notify sa phone ko, buti gising pa ako.
DeleteYung dalawang mayabang na nag-comment dito este mayaman.. pakibayaran please para wala ng problem si Carla. Tutal $11k LANG naman.
Delete1144 ok ka lang? Kung ginastos mo dapat bayaran mo, responsibilidad mo yan pero kung wala kang transaction and you're being charged a hefty amount of US$11,000 - e di wow, ikaw na magbayad... yayamanin lang!!!
Deleteobviously clout chaser si 11:44 gustong gustong marami magreact sa comment nya. well, ganyan talaga oag kulang sa pansin!
DeleteSanay yatang mamumod ng USD11K 'tong si 11:44. Bekenemen.
Delete110 okay ka lang san ka nagtatrabaho na kumikita ng $11k/month hahaha drug lord? $ di ₱.
Deletethat’s $, iconvert mo malaking pera yan shunga
DeleteNa scam sya?
ReplyDeleteKung ganun, ang dali pala mahack itong BDO?
ReplyDeleteMarami ng naging ganyang issue yang BDO
DeleteHindi naman sinabi na it's a fraudulent transaction. If fraudulent yan it will be 0 liability. Most likely may gumamit ng card niya na unauthorized.
DeleteTrue! Madaming ganyan sa BDO i am a victim p671,970 ALL PHIL transactions kahit meron akong travel advisory going to US on a specific dates meron nag transact dito sa Phils same time I am using my card in the US ayaw i-reverse ng BDO until now sending me calls, texts, emails collecting kahit lahat ng proofs of FRAUD binigay na dumaan na thru BSP wala pa rin ganid ang BDO! Ayaw aminin there is a problem with their system mayabang sila! ALL TRANSACTIONS PHYSICALLY DONE AT ALL S* ESTABLISHMENTS and 3 iphones purchased at S****** V***** WITHOUT ASKING FOR PROOF OF IDENTIFICATION considering the huge amount of transaction being made which is almost p300,000, H******** transactions of more than p70t, 90t, 100t lahat lumusot NO OTP, NO SMS ALERT, NO EMAIL ALERT RECEIVED? TOO MANY RED FLAGS !! YET STILL NO REVERSAL!! BEWARE ALL BDO CARD HOLDERS THIS IS REAL!!
Delete2:16PM I'm sorry to hear this. Ganyan pala BDO. I've been with C******* for more than 20 years amd never akong na hack kaya kahit mababa exchange rate and marami pang mas appealing na CCs, dito pa rin ako. Nanakawan na din ako ng wallet with my CC pero napa block ko agad in minutes card ko kahit nasa abroad ako kaya wala din lumusot na transaction. Yung dad ko nagka fraudulent transaction sa C******* card nya but madali naman na reverse. Iba pa rin yung peace of mind sa banko mo. Actually kasalanan ng bank yan kung na breach at mahina security measures nila. Wag mong bayaran yang pinapabayad sayo.
Deletehuh? ang OA naman. eh di i-dispute mo, madali lang mag dispute lalo na kung obvious na fraud ung transaction. and kung ayaw i-dispute ng bank, eh di wag mo bayaran.
ReplyDeletetao lang din naman si carla na pinagttrabahuhan yung pera na kinikita niya. hindi barya yan jusko
Delete12:00 yes dispute it,they will investigate at two weeks may resulta na ewan ko lang dyan sa Pinas kung paano.
Delete12:00 Carla thanks you for your helpful reply.
Deletee di sira credit history. What kind of thinking you've got.
DeleteI don’t get it. Why OA? It’s a normal reaction to some ppl. Most esp in the world of Social media .
DeleteLagi na h hack ang bdo. Pati lagi under maintenance ang app
DeletePano naman po credit score niya? Hindi po OA ang 11k dollars na babayaran monna hindi naman ikaw gumasta, at habamg under investigation yan, malamang hindi niya magagamit card niya, tingin po namin di OA yun. Huwag sana sayo mangyari yan tapos sabihan ka din ng OA
DeleteKung hindi naman sya ang gumamit, pwede naman i-report agad sa bank.
ReplyDeleteBa't kailangan i-post pa online?
Ayaw mo maging aware, e di wag, che! Makahate ka lng
DeleteCelebrity sya ginagamit nya status nya para maalert tayong lahat!
DeleteSo future victims will be aware
DeleteIf it’s fraud and it’s not your charge you shouldn’t have to pay for it. Covered ka dapat ng credit card company mo.
ReplyDeleteWas her account hacked or did someone she know use her card? BDO is just as bad as H*** in handling fraudulent transactions, tapos pag i-dispute mo ayaw naman tanggapin even tho the charges were made abroad at nasa Pinas ka that time. Same thing happened to my sibling too, pinagbayad talaga sya.
ReplyDeleteWala talaga. Our security and fraud systems in the PI are in the toilet. Di katulad dito sa u.s na tatawagan ka if some suspicious activities are detected sa credit card mo. They automatically cancel the transaction and replace your credit card.. i feel like the banks in the pi are taking advantage din because we don't have.a strict regulations on security and fraud. It's pathetic
DeleteSa US you don’t have to pay mủng fraudulent. Pati banking system sa Pinas bulok.
Deleteso true. kaya ako i got rid of all my credit cards the moment they were hacked. pandemic pa non ha! tapos i couldnt get myself to use new ones traumatized ako. imagine pandemic takot tayo start pa lang may lockdowns tapos cc kailangan kong ayusin. di nalang ako nagcc now. cash or gcash nalang. ayun nakakatipod ako less shopping. di na din ako lumalabas kasi nga aam ko mahirapan lang ako mag cash transactoons. sobra na yung distrust ko sa companies n g credit cards. lalo na may nababasa akong mga nascam.
Delete12:20 yon lang ganda dito sa US isang tawag mo lang ayos na agad. Ilang beses na yan nangyari sa akin di naman malaking amount sa a*****. A***** and c*** both refunded me don then cancelled na card and may replacement agad within 2 days. Isang tawag lang ayos agad. And c*** would call me pag mahigit $1k ang transaction to be safe.
DeleteCall the bank Carla at pa dispute mo. This happened to me twice na and last week lang ang last sa M****bank. Halos umabot nang 200K at 4 pa na merchants. Gladly, na dispute naman. Baka sa hotel sa Boracay ako na hack? Na swipe kasi CC ko sa hotel and outdated ang security nila sa internet
ReplyDeleteNaku, naglipana talaga mga cybercriminals esp. ngayon magpapasko. Ako naman my card was used for an FB puchase just a few days ago. E wala nga akong FB account. Pagkagising ko may text na nagamit CC ko for almost 10k kaya I immediately called my bank to report it. The bank blocked my card.
DeleteIt can be void if proven that it wasn't her who spent the amount but if she can’t prove then she have to pay for it.. It is not that easy to void credit cards.. ang galing namn ng iba dito maka comment na i dispute that easy?. I work for mastercard btw..
ReplyDeleteI guess the people who are saying to dispute it live int he US where fraudulent transactions can be disputed easily.
Delete12:22 please enlighten those making comments about the "bulok" banking system here in our country.
DeleteI am just curious of they are already in the US, but they still join in this website and make such comments.
Credit card company rin ako sa US work. Sa bank namin sign ka nga lang sa online banking at dispute mo yung charge don then submit. Then we will investigate. Sadly behind ang Philippines sa ganyan.
DeleteMay OTP ba?
DeleteHindi ba dapat nasa bank yung burden to prove that she made the transaction? I live in the Philippines and I have fortunately not have had something like this happen to me. Pero if it does, and they're still making me pay, why should I?
DeleteEtong iba dito, sya pa talaga ang OA? Fyi hindi madaling mag pa dispute at abala pa rin yan on her end. I know someone na hindi pa din na ggrant yung dispute na 500k unauthorized charge sa BDO nya
ReplyDeleteako yung nag comment ng OA sa taas. OA naman talaga, nabasa mo ba yung follow up tweets nya na "losing hope" and "heartbreaking". apaka OA akala mo naman hindi madidispute
DeleteYan ang hirap sa Pinas napakahirap mag dispute.
Deleteateng 1:14 hindi nga madaling mag pa dispute. tyaka hindi barya yang $11k no, kahit pa artista yan.
Delete1:14, ikaw ang sobrang oa as if andali lang e no?!
DeleteIts spur of the moment, magkasunod na tweet. Its likely that she’s emotional. OA ka din maka judge
DeleteI don't know what's madali pag naaabala. ako nun unauthorized ko 500 pesos pero natakot pa rin ako kasi wala naman akong paypal that time. imagine the anxiety hindi lang dahil pera yun at hindi mo magagamit ang card mo for a certain time kasi kelangan palitan yan. regardless of the amount, nakakatakot yung thought na may mga unauthorized access sa card mo. mabuti nga yung huli di nag-push thru pero hassle pa rin kasi I needed to change my card pa rin para hindi na tlga siya ma-access ng fraudster at all. parehong BDO yan.
Delete1:14 Kung nasasabihan kang OA for this ng pamilya mo, wag mo idamay ibang tao
Delete@1.14AM Sana ma-scam ka rin ng same amount at mahirapang idispute sa bank mo. Yun nga lang, aabot ba credit line mo sa amt na yan? Sus, feeling mayaman!
Delete114 ikaw ang OA ateng. bakit d ba pwedeng mag react yong nawalan? at tsaka pera mo ba yan? shunga mo!
DeleteBat babayaran kung fraudulent yung transaction? Sa US madali lang i-dispute yan. Pinipilit kaya siya ng BDO at kung oo bat naman siya magpapa uto.
ReplyDeleteMaghirap magdispute dito kahit obvious na hindi ikaw ang nagcharge, ginagawa kang tanga ng mga bangko. Makes me wonder if it's not one big fishy modus by them because there was a time na maraming hacked accounts but one certain bank did not grant a lot of disputes.
DeleteYeah. I'm still not paying. Anong gagawin nila sakin, kakasuhan? Sa kanila burden of proof. Fault na na bank yun kung weak yung security measures nila. I can easily get another card.
DeleteLord won’t be able to answer you
ReplyDeleteTingin ko di nama siya shunga para di niya yan maitawag sa bdo bago siya nagpost. Kaya nga losing hope. Baka gumawa na siya ng way and provided evidence but knowing banks here ending pagbabayarin ka lang
ReplyDeleteWhen someone robs me, I immediately post it on social media so that it gets taken care of :) :) :) And when I have a medical emergency, soc med is the place to be :D :D :D
ReplyDeleteDahil hindi ka papansinin kung hindi ka magva viral.
DeleteSi arci munoz din may vlog ata or post sa IG na during her flight sa Korea sa business class may nagnakaw ng credit card nya and nagulat nalang sya may gumamit sa Vietnam ng card nya
ReplyDeleteThe good thing about credit card is you can always dispute charges and file for fraudulent transactions.
ReplyDeleteMinsan kasi even if you dispute they will still charge you. Sa husband ko may na reverse sila but they were still making him pay yung ibang fraudulent transaction. Sabi ko wag nya bayaran and threaten to let go of the card na. Ayun, i rreverae din pala 🙄
DeleteIf magaaply kayo for banking cards/debit card/credit card make sure to sign up for alert notifications. If your bank allows for a maximum transaction limit notification do that too since that’s extra protection for you as well. So if you set a 500 limit for a single transaction kung May gumamit ng card mo for 550, the bank will notify you first and get approval before the transaction goes thru.
ReplyDeleteAs a Banker, customers have 0 liability sa any fraud transactions. They can either pay it and once the investigation is done then the bank can just refund the payment or they can just disregard the amount and not pay it. Yung mga banks takot sa BSP yan, report it to them if unresolved ng more than 6 months. Plus, artista ka so I am sure mas mabilis resolution ng sayo.
ReplyDeleteParang parati sya nai-scam
ReplyDeletePaka 3rd world ng Pinas sa ganyan di mo naman din masisi. Sa US isang tawag lang sa bank tapos na agad.
ReplyDeleteMadami na talagang scammers sa mundo lalo na with the digital age. I am based sa US and once in a while I would get text messages that “my bank account is frozen because of suspicious activities” and these text messages will look like a text sent by an actual bank. In cases like these NEVER click the website link or call the number listed sa text message. Instead call the number listed sa likod ng mismong banking card mo or call your bank directly to verify. Don’t wait hours or days to do this. Call right away. Kahit alam niyo na scam it’s good to notify your bank immediately that way May record sila of you calling them.
ReplyDeleteThis is BDO’s fault. They should contact the person first to verify if that is really her that wants the money not someone else. Get a lawyer if ayaw pakabog ng BDO. Im from US and if i have an expensive transaction the bank contacts me first before pursuing the needed money.
ReplyDeletedoes she or her management not know na posts like this ay nakakcheap sa aura nya. nasayang ang premium nya
ReplyDeleteHuh?
DeleteYung post nya it sounds na hindi sya millionaire.
ReplyDelete3:59 i think kahit milyonaryo mag rereklamo pag na fraud.
DeleteKahit ako milyonaryo di ko rin babayaran yan no. We dont become millionaires just shelling out for fraudulent transactions.
DeleteMaski bilyonaryo besh hindi magbabayad ng ganyan kalaking gastos na hindi nman nila ginawa. Kita mo yung donation kuno ni The Rock at Oprah na galing nman pala sa mga magdodonate sa Hawaii? Not even a dollar. 😂
DeleteWhat if her concern is that someone she trusts used her card and di na nya mahabol? Or what if valid yung pinagamit nya yung card say for medical expenses pero unexpected na aabot sa ganung amount? Or if she doesn't have the capacity to shell out that much money, wala naman ata siyang projects lately? If fraud ito, cinall out na nya yung bank e.
ReplyDeleteDami mong scenarios
DeleteParang shunga naman na i call out yung bank para sa legit transaction na hindi mabayaran.
DeleteI encountered a similar situation with BDO Visa. The transaction occurred in another country, and despite the lack of explanation during the investigation due to confidentiality, I suspected the issue lay with them. As long as you can prove your innocence, the charged amount won't be held against you. However, following that incident, I decided to cut both my Visa and Mastercard with BDO. Buset sila.
ReplyDeleteIt happened to me I called the bank right away they cancelled my card and issue a new one. They investigated it wasn’t my purchased and it was used in another country that I haven’t been to. After 2 months they cancelled that amount in my card.
ReplyDeletemagaling naman ata disputes ng BDO.... kse R*** sobrang galing ng Disputes nila dun.
ReplyDeleteMadaling ma-hack lahat ng banko. Tanungin mo W**** F****. Kaya importante na ngayon ang cybersecuity na profession. Also for every one unfortunate situation like this with Carla Abellana, there were a thousand more where BDO successfully blocked these scammers.
ReplyDeleteTe wag mo damay iba sa BDO. Madali mahack BDO. Period. Wala namam kasi kwenta security don. Kahit their app feels cheap.
DeleteHow ignorant to say that "wala pa yan 1M". That is more than half a million if we use the fx conversion of 56 to 1 dollar. Anyone saying "wala pa yan 1M" likely has not owned a credit card or is mired in debt.
ReplyDeleteSi Lord agad ang tinawag, Customer Support muna ng bangko. hahaha
ReplyDelete4th World country as is finest!
ReplyDeleteSa mga naka experience na, whats the worst thing that can happen if di nya bayaran yan?
ReplyDeleteUseful ang credit card pero I gave up mine due to rampant theft identity. Naaawa ako kay Carla. May mga paraan para ma-resolba agad. Wishing you well, Carla.
ReplyDeleteThis is the reason why never ako kumuha ng credit card sa Pinas before kasi medyo mahirap i dispute pag ngka ganito. Unlike dito sa states na ang dali lng i dispute. May feature na sa app iyong pag dispute.
ReplyDeleteOT dios mio nakakatakot na din GC ngayon nakalink na mismo sa mga banks! pwede na dun mismo sa GC magwithdraw sa mga bank accnts! i really dont feel safe and why did rhe banks allowed this kind of set up??? hindi safe and secured! dali mahack ng GC at manakawan ka lang ng phone meron akana access sa GC nila dahil isesend nalang code eh pwede na mawithdraw money mo sa bank through GC! kaloka!
ReplyDeleteThis is why I have Amex!!
ReplyDeleteOA naman ni carla. I work sa bank (overseas). Just file a fraud and she doesn't have to pay a cent. Looollll
ReplyDeleteEh di ikaw na ang nasa abroad. 🙄Common sense naman na nasa 3rd world country tayo, some banks here sakit sa ulo mag dispute at pilitin ka talaga magbayad.
DeleteYung iba maka "states" lang. Hahaha. Bariw.
DeleteKapag debit card ang pinaguusapan medyo masakit sa ulo yan at baka hindi na ibalik, pero kung credit card madali mag file ng reversal. Sana maayos nya
ReplyDeleteThis happened to by BDO MC too a few weeks ago. I called BDO right away and they reversed it naman but that’s around 60k lang so idk if mas malaking amount, mas matagal process ng reversal.
ReplyDeleteIf Carla was scammed, I hope she reported it to the bank before posting about it online. If she was not and she knows how such amount was charged to her cc, then better confront the culprit directly.
ReplyDeleteMay mga banks dito na ok ang system. Baka BDO ang may problema. There are cases here, I think B**, that were in the news na naayos.
ReplyDeleteDi ko sure ano point ng posting na yan. She could have said what she had done - like file a dispute - para mainform nng tama ang mga followers nya.
ReplyDeletePara din mawarningan nya ang ibang tao on what to watch out for. Sometimes talaga, celebrities do not use their platforms very well.
Also, filing a dispute would allow the bank people to do their job. If post ka lang ng ganyan, you are not really helping yourself or anyone for that matter.
Although, I feel sorry for her. Stressful as it is, dagdag mo pa ung loss of money tapos babayaran mo pa, it is like losing 2x.
Sensationalized post. Nag-assume halos lahat na scam ito pero nabanggit nya ba kung scam charges yun $11k? Kung hinde, goodluck I hope she can find more work or kumita ng mas marami ang mga social media posts nya.
ReplyDeleteKaya di talaga ako nag credit card eh buti pa debit card kung ano lng pera mo!! Mabuhay namn siguro kung wala credit card.
ReplyDelete